Department of Veterans Affairs
Housing
VA Home Loan Guaranty
No-down-payment home loans with competitive rates, backed by the VA, to buy, build, or refinance a home.
Overview
The VA home loan program helps Veterans, active-duty service members, and eligible surviving spouses become homeowners by providing a guaranty that reduces or eliminates the need for a down payment and private mortgage insurance.
Eligibility
Served on active duty and meet length-of-service requirements, or are an eligible surviving spouse of a fallen Veteran. Discharge other than dishonorable. Sufficient credit and income.